Terms

Terms of use

Susman Insurance Agency, a licensed insurance agency in California (License 0B75129), operates this website and helps with applications.

Quotes are only examples. Numbers are supplied by the carriers for your health profile and selected term. The final premium depends on underwriting.

Nothing is active yet. A quote request, a started application, or even a submitted application has not created or changed any insurance.

What's available. Not all carriers operate in all states, not all products are available everywhere, and rates depend on your specific situation and medical history.

Content. The learning guides are meant to provide general knowledge and are not professional legal or medical advice.

External application platform. When you apply, a separate secure system run by the carriers themselves handles the form and your personal details.